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No credit pull, No risk
See your funding options in under 60 seconds
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When opportunity knocks, we make sure you’re ready!
Ideas grow with action — put your funds to work
Bank ready term loans for faster approvals and better rates.
Finance acquisitions or partner buyouts with cash flow based structures.
Fund new locations, renovations, or capacity—aligned to your growth plan.
Finance equipment with terms matched to the asset’s life.
Right sized operating lines to smooth cash flow and fund receivables/inventory.
Growth capital for campaigns, packaged with a lender credible ROI case.
CSBFP/BDC backed startup funding with plans and projections lenders trust.
See your funding options in under 60 seconds
Check Eligibility
Independent, lender‑agnostic advisory. We build the bank‑grade case—financials, credit memo, collateral map—and match it to the right product and lender, then lead the deal to close.
We place your file with major banks, BDC, and top credit unions to secure prime‑based pricing and clear terms, often leveraging CSBFP when it’s the best fit.
Underwriter‑first packaging and hands‑on deal management compress timelines, so you see term sheets faster and funding sooner.
For eligible profiles and programs, we can arrange financing based on cash flow and credit, no hard collateral required.
Big plans? Let’s make them happen. See your tailored financing options today!
Start Today!
Smart, structured funding built around your goals
Government garanteed bank loan up to $1M for equipment, leaseholds, or owner occupied real estate—ideal for startups and SMEs.
Revolving credit for working capital; pay interest only on what you use, often secured by receivables/inventory.
Lump sum financing with fixed or variable rates and set amortization—great for expansion, equipment, or acquisitions.
Access financing tailored to your business and cash flow Fast approval from banks, BDC, and credit unions without collateral
Get Funded
A simple, transparent process from start to funding
24Hour pre qual to confirm fit, amount, and best path (CSBFP, term loan, or LOC)—no credit pull.
We build a lender ready package (financials, projections, credit memo, collateral map) via a secure upload portal.
We place your file with the right lender, manage underwriting Q&A, negotiate terms, and coordinate closing to funding.
Explore options matched to your goals and growth
Free Consultation
No. We are an independent advisory that builds a lender ready package and places your file with major banks, BDC, and credit unions. We don’t mark up lender rates, and credit decisions are made by the lenders.
Free consultationFor mandates typically $200K–$1M, our advisory fee is usually $15K–$25K, aligned to complexity and speed. We use staged billing (e.g., initial work fee, then balance at closing). Any lender referral compensation (if applicable) is fully disclosed and credited so there’s no “double dip.”
Free consultationNo one can. What we do guarantee is a rigorous, underwriter first process: the right product/lender match, credible financials, and proactive deal leadership to maximize your probability of approval on solid terms.
Free consultationSimple files often move from intro to term sheet in 2–4 weeks; closings may add 1–3 weeks depending on conditions, legal, and collateral. Complexity, responsiveness, and lender bandwidth affect timing.
Free consultationMost of our work sits between $200K and $1M. If you’re slightly outside that range, we’ll assess fit during the Fit Call.
Free consultation• CSBFP (Canada Small Business Financing Program) for equipment, leaseholds, and owner occupied real estate • Business Term Loans for expansion, acquisition, refinancing • Operating Lines of Credit (LOC) for working capital
Free consultationYes. We frequently combine CSBFP (for eligible assets) with major banks, BDC, and credit unions. You’ll need a credible plan, projections, and usually a personal guarantee; equity contribution or demonstrated capacity helps.
Free consultationOften, yes—terms depend on product and lender. CSBFP ties borrowing to eligible assets; LOCs are commonly secured by AR/inventory; and most small business facilities require a personal guarantee. We’ll structure to minimize friction and protect your flexibility.
Free consultationTypically: business registration, IDs, financial statements (2 years) + YTD, bank statements, AR aging & inventory (if LOC), tax returns, debt schedule, and quotes for equipment/leaseholds. Startups: detailed business plan + 24–36 month projections.
Free consultationNot for pre qualification. During underwriting, lenders will request credit checks. We avoid “shotgunning” your file—targeted lender engagement helps minimize unnecessary pulls.
Free consultationRates are set by lenders based on risk, security, and product. Bank loans are typically prime based; BDC is generally higher but more flexible; alternative major banks and credit unions cost more but can move faster. Our role is to earn the best terms your profile supports—and to negotiate details that matter (covenants, amortization, security).
Free consultationWe’ll diagnose why, fix packaging gaps (financials, collateral story, covenants, use of funds), and approach the right lender with a stronger case. If there’s no credible path, we’ll tell you early and outline steps to get there.
Free consultationCSBFP is a government guaranteed program delivered by banks—ideal for financing equipment, leaseholds, and some real property (not general working capital beyond program limits). Conventional term loans rely more on business financials and security. We’ll advise which path maximizes approval and fit.
Free consultationUse a Term Loan for one time investments (equipment, acquisition, build out) with set amortization. Use an Operating LOC for ongoing working capital tied to receivables/inventory; you pay interest only on what you use. Many clients use both.
Free consultationStrong fit in Construction & Trades, Manufacturing/Fabrication, Healthcare & Clinics, Restaurants & Franchises, Retail & E commerce—but we review any viable small business case.
Free consultationWe’re based in North Vancouver and serve BC first and English speaking Canada remotely.
Free consultationNo. We don’t mark up lender pricing. If a lender pays a referral fee, we disclose it and credit it so there’s no extra cost to you beyond our agreed advisory fee.
Free consultationWe use a secure upload portal, encryption in transit and at rest, and PIPEDA aligned practices. Access is restricted to your deal team; we only share what a lender needs to underwrite.
Free consultationWe negotiate the term sheet, manage conditions precedent, and coordinate lawyers/valuations. Post funding, we can advise on covenant management and plan future financing as you grow.
Free consultation1. Start 60 sec Pre Qual to confirm fit and products. 2. Book a 15 min Fit Call to scope your path. 3. Upload docs so we can build your lender ready package and engage the right institutions.
Free consultation